Net Sheet Calculators / Buyer
Buyer Estimate
Calculate cash to close and monthly payment with Florida closing costs for any supported county — Orange (Orlando, default), Brevard, Lake, Seminole, Osceola, Volusia, or Polk. Supports all major loan types with a branded PDF export.
Estimate only — not a Loan Estimate or Closing Disclosure
This calculator is a closing cost estimate prepared by MaxLife Realty, a Florida licensed real estate brokerage (FL Broker License #3354351). It is not a Loan Estimate, Closing Disclosure, or settlement statement as defined under RESPA / TILA / CFPB TRID, and is not legal, tax, financial, or investment advice. Only your lender can issue an official Loan Estimate and only your title company can issue an official Closing Disclosure. Actual closing costs depend on your specific contract, title company, lender, and county. Consult your title company, lender, real estate attorney, and CPA before acting on any figure shown here. Download the PDF for the full two-page disclosure document.
Information deemed reliable but not guaranteed · Equal Housing Opportunity · Rates and fees subject to change without notice.
Buyer Estimate
Orange County, FL (Orlando) closing estimate
Optional (for PDF)
Enter a home price and click COMPUTE to see your estimate.
How the Buyer Estimate Works
The Buyer Estimate calculates your total cash required at closing by adding your down payment, prepaid costs (insurance, taxes, interest), title fees, lender fees, and transfer/tax recording costs — then subtracting any seller concession.
Monthly payment (PITI) includes Principal & Interest based on your loan amount, interest rate, and term, plus 1/12th of annual hazard insurance and property tax, and any HOA dues.
Loan-specific fees like FHA Upfront MIP (1.75%), VA Funding Fee (2.15%), and USDA Guarantee Fee (1.0%) are added automatically when you select that loan type. Florida doc stamps on the note ($0.35/$100) and intangible tax on the mortgage ($0.20/$100) are included for all financed purchases.
All figures are estimates. Final numbers depend on your lender, title company, and the specific contract. Consult your lender for an official Loan Estimate.