Investor Tools
Net Sheet Calculator
Instant Florida closing cost estimates for sellers and buyers — with county-specific defaults for Orange (Orlando), Brevard (Space Coast), Lake, Seminole, Osceola, Volusia, and Polk. Branded PDF export in one click.
Estimate only — not a Loan Estimate or Closing Disclosure
This calculator is a closing cost estimate prepared by MaxLife Realty, a Florida licensed real estate brokerage (FL Broker License #3354351). It is not a Loan Estimate, Closing Disclosure, or settlement statement as defined under RESPA / TILA / CFPB TRID, and is not legal, tax, financial, or investment advice. Only your lender can issue an official Loan Estimate and only your title company can issue an official Closing Disclosure. Actual closing costs depend on your specific contract, title company, lender, and county. Consult your title company, lender, real estate attorney, and CPA before acting on any figure shown here. Download the PDF for the full two-page disclosure document.
Information deemed reliable but not guaranteed · Equal Housing Opportunity · Rates and fees subject to change without notice.
Seller Net Sheet
Calculate net proceeds after commissions, title fees, doc stamps, mortgage payoff, and tax proration. Perfect for listing presentations and counter-offer analysis.
Open Seller CalculatorBuyer Estimate
See a full cash-to-close breakdown including prepaids, title and lender fees, doc stamps, intangible tax, and monthly PITI payment. Supports Conventional, FHA, VA, USDA, and All-Cash.
Open Buyer CalculatorWhat's Included
Multi-County Support
Orange (default), Brevard, Lake, Seminole, Osceola, Volusia, and Polk — each with their own millage and fee defaults.
Florida Promulgated Rates
Title insurance calculated at $5.75/$1K on the first $100K and $5.00/$1K above.
Doc Stamp & Intangible Tax
$0.70/$100 on the deed, $0.35/$100 on notes, and $0.20/$100 intangible on mortgage.
All Loan Types
Conventional, FHA, VA, USDA, All-Cash — plus reissue rate toggle for sellers.
Branded PDF Export
Generate a MaxLife Realty branded PDF with client name, address, and a clean breakdown.
Detailed Breakdown
Optional expanded view shows every line item: commissions, title, lender, and other fees.
Need a Deeper Underwrite?
Run cap rate, DSCR, and IRR on any commercial deal with the Deal Analyzer, or request a full property review from our team.